How Much Compensation Can You Get for Housing Disrepair?

What you could receive depends on how serious the disrepair is, how long it lasted and how it affected your health and daily life. Here’s how compensation is worked out in England — and the factors that affect each type of claim.

When you rent your home, you have the right to expect it to be safe, in good condition and free from serious disrepair. Under the law in England, landlords have a legal duty to keep their properties fit for human habitation and to meet specific safety standards — covering the structure and exterior of the property, hot water, heating and sanitation. If your landlord fails to carry out repairs after being told about a problem, you may be entitled to claim compensation.

What counts as housing disrepair?

Compensation claims most commonly involve one or more of the following problems:

  • Damp and mould — can cause respiratory issues and allergies.
  • Structural damage — cracks in the walls, damaged roofs or broken windows.
  • Plumbing issues — leaks or faulty drainage that lead to water damage.
  • Electrical problems — unsafe wiring, exposed sockets or broken lighting.
  • Heating failure — no working heating or hot water, particularly during the colder months.

What affects compensation for each type of issue

There is no set figure. Every claim is assessed on its own facts, and these are the main factors for common types of disrepair. Heating failure can have a greater impact on elderly or vulnerable tenants.

Type of disrepair What affects compensation
Damp and mould How severe the damp is, how long it went unrepaired and any effect on your health or belongings
Structural damage How serious the damage is, how long it lasted and whether your home was safe to live in
Plumbing problems How long the problem lasted and whether it caused leaks, damage or loss of facilities
Electrical faults Whether the fault created a safety risk and how long you were without safe power
Heating failure How long you were without heating or hot water, the time of year and who lives with you
Every claim is different.

What you actually receive depends on how severe the disrepair is, how long it went unrepaired after your landlord was notified, and the impact on your health, belongings and daily life.

Rent refunds and inconvenience

Alongside an award for the disrepair itself, you may be able to recover a portion of your rent for periods when the property was uninhabitable — the amount reflects how serious the inconvenience was and how far the property’s habitability was reduced. For damp and mould, this depends on how much of your home was affected and for how long. You may also receive separate compensation for inconvenience, depending on how much the problem disrupted your daily life.

What it comes down to

The compensation you can receive for housing disrepair depends on the severity of the problem, its impact on your health and how long it has persisted — awards can range from hundreds to thousands of pounds. Good documentation and early legal advice are the two things most likely to secure the compensation you’re entitled to.

How awards are calculated

Five factors that shape your compensation

Courts and landlords’ insurers weigh the same handful of questions in every disrepair claim.

1. Severity of the disrepair

The extent of the damage has a direct impact on the award. A small crack in a wall is unlikely to attract significant compensation; serious damp, structural damage or major plumbing failures push payouts up.

2. Impact on your health

If the disrepair caused or worsened health problems — respiratory conditions from mould, allergies, or stress-related illness — this is factored into the calculation. Both physical and mental health effects can increase the award.

3. How long it went on

Where the disrepair persisted for a long time and your landlord failed to act despite being notified, you may be entitled to greater compensation.

4. Rent reduction

You may receive a refund of rent for periods when the property was uninhabitable, based on how severe the inconvenience was and how far habitability was reduced.

5. Disruption to daily life

Being unable to use rooms, or living in unsafe conditions, directly affects the amount awarded.

The claims process

Four steps to making a claim

1

Report it to your landlord

Tell your landlord about the disrepair in writing — email or letter — so there’s a record. Be specific about the problems and ask for a timeline for repairs.

2

Document everything

Take photographs of the disrepair, especially where it’s causing damage or health problems, and keep a dated record of every communication with your landlord.

3

Get legal advice

If your landlord doesn’t act promptly, speak to housing disrepair solicitors to assess the strength of your case and understand your rights.

4

Make your claim

If the problems remain unresolved, a claim can be filed through the courts or tenancy dispute resolution — we handle this for you on a no-win-no-fee basis.

Good to know

Frequently asked questions

How much compensation can I get for mould?

What you could receive for damp and mould depends on how serious it was, how long it went unrepaired after your landlord was told, and how it affected your health and belongings. We’ll give you an honest view once we know the details.

What is tenant compensation for inconvenience in England?

Compensation for inconvenience depends on how much the disrepair disrupts your daily life, how long it lasts and whether it makes any part of the property uninhabitable.

How much is compensation for no heating in England?

It depends on how long you were without heating after reporting it, the time of year, who lives with you and any effect on health. Call us and we’ll talk it through.

Can I claim compensation for damp?

Yes. What you could receive for damp depends on how severe it is, how long it went unrepaired and whether it has affected your health or damaged your belongings.

Living in poor conditions? You may be entitled to compensation

Free consultation with an SRA-regulated solicitor. No win, no fee (terms apply) — and we handle everything.

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